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Push For Rupay Card

In order to facilitate farmers to use ATMs, the State Government has targeted to provide Rupay Debit Cards to 21.40 Lakh farmers by next one month.

 
Agriculture Production Commissioner (APC) Gagan Kumar Dhal recently reviewed use of Kisan Credit Cards(KCC)s by the farmers in the state.

Mr.Dhal has asked to issue KCC in a time bound manner from the Bank Branch, where the farmer is already having an account.
 
In case the farmer is not having any bank account, the same shall be immediately opened in any of the nearby branch of his/her choice within the Block, asked Mr.Dhal.
 
And as on today there are 6.95 Crore active KCCs in India and in Odisha there are 14 Lakh KCCs issued by Odisha State Cooperative Bank (OSCB).
 
State Government has gone a step ahead by turning KCC to Rupay Debit Card and this is helping the farmers in a big way and with Rupay Card they are able to use ATMs.
 
While there are 45 Lakh Pass Books issued 14 Lakh KCCs are issued, which have been converted in to Rupay Card by OSCB, said sources.
 
By next month 07.40 Lakh Rupay Card will provided to the farmers, revealed a senior official.
 
So total 21.40 Lakh Rupay Cards will be made available for the farmers, enabling them to use ATMs, officials say.
 
Commercial banks have issued 17 Lakh Pass books to farmers, however issuance of KCC is a issue with the Bankers.
 
Union Government also intends to saturate the farmers with Kisan Credit Card (KCC) as there are still a large number of farmers, who do not have access to institutional credit.
 
A massive campaign is under way to provide KCCs to farmers, being taken up by Union Government with support extended by the State Government.
 
Ministry of Agriculture & Farmers’ Welfare has urged the State Government to chalk out an Action Plan to provide access to institutional credit by issuing KCC.
 
Commercial Banks are charging service charges towards processing documentation and inspection etc for KCC and agriculture loans.

Looking at the issues, Indian Bank Association (IBA) has issued direction to all its Member Banks to waive processing fee, inspection, ledger folio charges and all other service charges for crop loans including those under KCC Scheme.
 
IBA has categorically has said that the Banks are to waive the processing, documentation, inspection, ledger folio charges and other service charges for KCC and Crop Loans up to Rs.3 Lakh, keeping in view the hardship and financial distress of small and Marginal Farmers.
 
Even if KCC are issued to them some are inoperative due to various reasons, so those are to be looked upon and taken care of, said Ashish Kumar Bhutani, Joint Secretary, Ministry of Agriculture & Farmers’ Welfare.
 
KCC Scheme was introduced in the country in 1998 to facilitate and make accessible credit availability to the farmers.
 
 


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