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Low Credit For Farmers

Though floods have affected about 25,000 Hectare of paddy, this year there is more coverage of paddy in the state.

 
There are submergence of paddy field and nurseries in the districts like Rayagada, Nabarangpur, Kalahandi, Balasore, Bhadrakh, Jajpur and kendrapada and as per preliminary reports 25,000 Hectare has been affected. Detailed assessment is
going on.
 
Latest Report on Crop Condition reveals that broadcasting Kharif paddy has been covered in an area of 14.31 Lakh Hectare till date.
 
And so far coverage under various crops has been good and till end of July, at least 4 Lakh Hectare more area has been covered as compared to corresponding period of last Kharif season.
 
Beaushaning of paddy crop is going on and transplanting of paddy is under progress. So far transplanting of paddy has been completed in 8.6 Lakh Hectare.
 
So the farmers need more credit input in comparison to last year Kharif, so that they can scale up the production and productivity.
 
Looking at the growing requirement of the farmers the Credit Plan for Kharif was set at Rs.12,000 Crore. While Cooperative Banks are to provide Rs.7000 Crore, their counterparts in Commercial Banking Sector was to fund Rs.5000 Crore.
 
While Cooperative Banks are coming forward to provide Credit to the farmers in the Kharif Season, reluctance of the Commercial Banks in extending similar facilities is causing worry for the cultivators.
 
Latest Report on Credit reveals that as of now Rs.6834 Crore has been provided to 17.77 Lakh farmers under the Program. However experts feel that as this is the real time period for extending Credit, it was expected that by now at least Rs.8000 Crore of credit could have been provided by the Bankers.
 
As usual Cooperative Banks are continuing their spree in providing Credit to farmers, and Commercial Banks are lagging behind. So farmers are facing tough time in this regard.
 
As the State Government made special efforts to enroll more non-lonee farmers, so far more than 18 Lakh farmers have been covered under Pradhan Mantri Fasal Bima Yojana. Under the PMFBY nearly 1.3 Lakh non-lonee farmers have been covered.
 
However due to snag in Central Crop Insurance Portal, large number of famers are not able to get covered under the scheme.
 
Accordingly the Government of India has been moved to extend cut-off date under PMFBY so that poor famers will be covered and reap the benefit.
 
Union Government is yet to respond to the request of the State Government, said sources.
 
During 2016, Rs.422.67 Crore has been paid towards Crop Insurance compensation claims to 1.60 Lakh farmers.
 
 
 


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